Privacy Policy

Effective Date: Mon 25th May 2026

Welcome to Savings Goal, an application provided by Joda Software (“we,” “our,” or “us”). This Privacy Policy explains how we collect, use, disclose, and protect information when you use the Savings Goal mobile application, website, and related services (collectively, the “Services”).

By using the Services, you agree to the collection and use of information in accordance with this Privacy Policy.

About Savings Goal

Savings Goal helps users create and manage savings goals, track deposits and withdrawals, monitor progress, and optionally collaborate with other users on shared savings goals.

Information We Collect

We may collect the following categories of information:

Account Information

When you create or use an account, we may collect information such as:

  • Name
  • Email address
  • Profile information
  • Authentication provider details, such as Google account sign-in

Savings and Financial Tracking Data

We collect information you choose to enter into the app, including:

  • Savings goals
  • Deposit and withdrawal records
  • Progress tracking data
  • Notes or descriptions associated with goals or transactions
  • Shared or collaborative goal information
  • Invitations and collaboration activity

We do not collect or process bank account credentials or payment card numbers unless explicitly provided through a third-party payment platform.

Device and Technical Information

We may automatically collect certain technical information, including:

  • Device type and operating system
  • App version
  • Device identifiers
  • IP address
  • Push notification tokens
  • Language and regional settings

Analytics and Performance Information

We may collect analytics, crash reports, and performance data to help improve the Services. This may include:

  • Feature usage data
  • Session activity
  • Error logs
  • Diagnostic information
  • Performance metrics

Purchase and Subscription Information

If you purchase subscriptions or in-app purchases through Apple, we may receive limited information about the purchase status, subscription status, or transaction confirmations from Apple.

We do not receive or store your full payment card information.

How We Use Information

We may use collected information to:

  • Provide and maintain the Services
  • Authenticate users and manage accounts
  • Sync and store savings goals and transaction data
  • Enable collaboration and shared goals
  • Send notifications and reminders
  • Respond to support requests
  • Improve app functionality and performance
  • Analyze usage trends and engagement
  • Prevent fraud, abuse, or unauthorized access
  • Deliver advertisements and measure ad performance
  • Comply with legal obligations

Authentication and Firebase Services

Savings Goal uses services provided by Firebase, which may include:

  • Firebase Authentication
  • Cloud Firestore or Realtime Database
  • Cloud Storage
  • Cloud Functions
  • Firebase Cloud Messaging
  • Firebase Analytics
  • Firebase Crashlytics
  • Firebase Performance Monitoring

These services may process and store information on our behalf.

You may also choose to sign in using your Google account through Google Sign-In.

Advertising

Savings Goal may display advertisements using Google AdMob and its mediation partners.

Advertising providers may collect information such as:

  • Device identifiers
  • Advertising identifiers
  • App interaction data
  • Approximate location information
  • Ad performance and engagement metrics

This information may be used to provide personalized or non-personalized advertising, subject to your device settings, consent choices, and applicable laws.

You can manage advertising preferences through your device settings where available.

In-App Purchases and Subscriptions

Savings Goal may offer optional in-app purchases or subscriptions through Apple’s App Store using Apple In-App Purchase Services.

Purchases are processed by Apple, and your use of those services is subject to Apple’s terms and privacy practices.

We may receive limited information regarding your subscription or purchase status in order to provide premium features.

Push Notifications

We may send push notifications related to:

  • Savings reminders
  • Goal updates
  • Collaboration activity
  • Account or service notifications

You can manage or disable push notifications at any time through your device settings.

Sharing of Information

We do not sell your personal information.

We may share information in the following circumstances:

Service Providers

We may share information with third-party service providers that help us operate the Services, including:

  • Cloud hosting providers
  • Analytics providers
  • Authentication providers
  • Customer support tools
  • Advertising partners
  • Payment and subscription platforms

Collaboration Features

If you use shared or collaborative savings goals, information related to those goals may be visible to invited collaborators.

Legal Requirements

We may disclose information if required to do so by law or if we believe disclosure is reasonably necessary to:

  • Comply with legal obligations
  • Protect our rights or property
  • Prevent fraud or abuse
  • Protect the safety of users or others

Business Transfers

If Joda Software is involved in a merger, acquisition, financing, or sale of assets, information may be transferred as part of that transaction.

Data Retention

We retain information for as long as reasonably necessary to:

  • Provide the Services
  • Maintain accounts
  • Comply with legal obligations
  • Resolve disputes
  • Enforce agreements

Retention periods may vary depending on the type of information and applicable legal requirements.

User Choices and Account Deletion

You may:

  • Update certain account information within the app
  • Disable push notifications through device settings
  • Stop using the Services at any time

You may request deletion of your account and associated data by contacting us at support@savingsgoal.app.

Some information may be retained where required for legitimate business or legal purposes.

Children’s Privacy

Savings Goal is not directed to children under the age of 13, and we do not knowingly collect personal information from children under 13.

If you believe a child has provided personal information through the Services, please contact us so we can take appropriate action.

International Data Transfers

Your information may be processed and stored in countries other than your own, including countries where privacy laws may differ from those in your jurisdiction.

By using the Services, you understand that your information may be transferred to and processed in these locations.

Security

We use reasonable administrative, technical, and organizational measures intended to help protect information from unauthorized access, loss, misuse, or alteration.

However, no method of electronic storage or transmission over the internet is completely secure, and we cannot guarantee absolute security.

Third-Party Services

The Services may contain links to or integrations with third-party services. We are not responsible for the privacy practices of third parties, and we encourage you to review their privacy policies.

Changes to This Privacy Policy

We may update this Privacy Policy from time to time.

If we make material changes, we may provide notice through the app, website, or other appropriate means. The updated version will include a revised “Effective Date.”

Contact Us

If you have questions about this Privacy Policy or the Services, please contact:

Joda Software
Website: savingsgoal.app
Email: support@savingsgoal.app